What Tiendanube really charges you: fees, plans and the costs you don't see

How much do Tiendanube's plans cost in Argentina?

These are the plans and transaction fees Tiendanube publishes for Argentina (updated 28/8/2026; Tiendanube adjusts prices every quarter, so confirm them on its plans page):

What that page doesn't always make clear is that the plan price is the smallest part of the total cost. The cost that really matters for your margin is in the transaction fees.

What are Tiendanube's transaction fees?

Every plan has a transaction fee: a percentage of each sale processed in your store. According to Tiendanube's official documentation, that fee ranges from 0.7% to 2% depending on your plan.

On the cheaper plans the fee is 2%. On the more expensive plans it drops to 0.7% or even 0%. The logic: you pay a higher monthly fee so you pay less on each sale.

What is Pago Nube and how does it change the equation?

Pago Nube is Tiendanube's own payment processor. If you collect payments with Pago Nube, Tiendanube's transaction fee doesn't apply — but Pago Nube's own fee does.

Pago Nube's fees depend on:

• The Tiendanube plan you're on
• The customer's payment method (debit, credit, bank transfer)
• Whether the sale is paid in installments or in a single payment
• The payout timeline you choose

On installment sales, the financing cost is usually passed partly on to the merchant as a higher fee. And if you want instant payout instead of waiting for the standard timeline, there's an extra cost. This mechanism has a direct impact on cash flow — to understand it, read about interest-free installments and their impact on margin.

What other Tiendanube costs don't show up at first glance?

The real cost of running your store on Tiendanube has more components than you see at first:

• Apps and extensions: email marketing, abandoned cart recovery, live chat, reviews, inventory system integrations. With 3 to 6 apps on average, they can add $15,000 to $40,000 pesos a month
• Tax withholdings: if you're not registered with ARCA (formerly AFIP), Tiendanube applies a 10.5% VAT withholding on the monthly service fee
• Integration costs: connecting Tiendanube to your inventory, invoicing or ERP system can carry one-off implementation costs you need to amortize
• Design and customization: premium templates, custom development, theme updates

How do you calculate the real total cost of Tiendanube for your business?

To get the full number, run this calculation every month:

Divided by the month's sales, that gives you Tiendanube's cost as a percentage of your sales. In most cases that number lands between 2% and 6% of sales.

That percentage comes straight out of your margin. If you have a 35% gross margin and Tiendanube costs you 4% of sales, the margin left for every other cost is 31%. To learn how to calculate your real margin with every cost included, read how to calculate your e-commerce profit margin.

How much does Mercado Pago cost you compared with Pago Nube?

Many Tiendanube stores use Mercado Pago as their processor, not Pago Nube. In that case, you pay Tiendanube's transaction fee (for not using Pago Nube) plus Mercado Pago's fee on every transaction.

Mercado Pago's fee varies with the payment method and installments, and can range from 3% to 6.29% or more. To understand Mercado Pago's cost in your store in detail, read about Mercado Pago fees in e-commerce.

Combining Tiendanube's fee with Mercado Pago's, the total processing cost can land between 5% and 9% of every sale — and you need to account for that when you set prices.

How do you cut Tiendanube's total cost without switching platforms?

You don't need to migrate to lower what you pay. A few concrete moves:

• Check whether your current plan is the right one for your volume: past a certain threshold, a higher plan with a lower transaction fee saves more than it costs
• Compare Pago Nube vs. Mercado Pago: depending on your customers' mix of payment methods, one can be cheaper
• Register with ARCA: you avoid the VAT withholding on the monthly plan
• Audit your active apps: many stores pay for apps they don't use or that duplicate each other's features

To see every cost that hits your profitability beyond Tiendanube, read about the hidden costs of e-commerce in Argentina.

How does Escalafy factor Tiendanube's costs into your profitability?

Escalafy connects directly to your Tiendanube and automatically records transaction fees, Pago Nube costs and the per-sale breakdown. Instead of manually working out what percentage of each sale went to fees, Escalafy shows it in real time by product and by period.

That way you can see whether your plan is the right one for your current volume, and how much fees are hitting your real margin — without building a single spreadsheet. See profitability by product with every cost included in Escalafy.

Frequently asked questions about Tiendanube fees

Does Tiendanube charge a fee if I use Mercado Pago?

Yes. Tiendanube's transaction fee applies when you use external payment processors like Mercado Pago. If you use Pago Nube, Tiendanube's fee doesn't apply, but Pago Nube's does. Depending on your volume and your customers' mix of payment methods, one option can be better than the other.

How do interest-free installments affect the total cost of each sale?

Interest-free installments have a cost for the merchant: the payment processor absorbs the financing cost but passes part of it on as a higher transaction fee. To understand in detail how it affects your real margin, read about the impact of interest-free installments on your e-commerce margin.

Is it worth having my own Tiendanube store if I already sell on Mercado Libre?

Generally yes, because Tiendanube has lower per-sale fees than Mercado Libre, more control over the customer relationship and the chance to build your own brand. But the analysis has to be done by SKU: some products work better on Mercado Libre because of direct search volume, and others are more profitable through your own channel with paid ads. Ideally you run both and measure profitability by channel.

How do I know if my Tiendanube plan is right for my current volume?

Calculate the total cost of your current plan (monthly fee + the month's transaction fees) and compare it with the total cost of the next plan up. If the savings in fees exceed the price difference between plans, the higher plan is worth it. Redo this calculation every time your sales volume rises significantly.

Tiendanube's cost grows with your business: build it into your cost structure

Unlike fixed rent, Tiendanube's fees are a percentage of your sales. That means the more revenue you make, the bigger the absolute impact of the fees. That's why it's essential to include them in your variable cost structure and adjust pricing accordingly.

If you want to see exactly how much Tiendanube costs you with your current sales mix and how it hits your real profit margin, Escalafy calculates it automatically with all of your store's data. You connect in 5 minutes and see the real number — no Excel, no estimates.